Internet business loans 3 days late to bear the following consequences:

1, credit will be harmed.

2, will be called by the platform.

3, will incur penalty interest.

4, the loan amount will be frozen or reduced.

5, the platform will require early settlement of the loan.

6, affect the use of other products on Alipay.

7. The assessment score will be lowered.

8, will be pulled into the blacklist.

9, malicious late will be prosecuted.

10, can not enjoy the loan preferential policies.

The online business loan does not support deferred repayment, so there is no grace period, you need to pay back the loan in time before the expiration of the repayment date, to avoid themselves from being affected by the overdue.

Additionally, online business loans are not able to negotiate repayment, after the overdue, you need to bear the consequences of the above overdue, it is difficult to negotiate to reduce penalties or interest, so in the use of the loan, or not to hope in the negotiation of repayment above.

Just search: Bay Pointe Quick Check. Click on the query, enter the information can be queried to find their own in the hundred lines of credit query portal under the big data report. This big data query platform basically docked 98% of the online lending platform, query out the online lending data is very comprehensive and accurate. It will display the user's net black index score, which can intuitively show whether the user is a net credit black household.

Expanded Information:

What are the adverse consequences of an overdue online business loan?

Consequences of overdue online business loans:

I. Incurring penalty interest. After the online business loan is overdue will produce high penalty interest, penalty interest is calculated according to the original borrowing interest 1,5 times, the longer the overdue time, the more interest produced.

Second, the collection. The platform will collect the user after the online business loan is overdue, and will also contact the user's family, friends, colleagues and so on. Serious may also call the user's company or domicile government departments to understand the user's economic situation. This will affect the normal life of the user and friends around the user.

Three, affecting credit. The net business loan late record will be reported to the central bank credit system, credit once received the impact of the future if the user wants to apply for a car loan, mortgage and other credit business that will be affected.

Fourth, the platform is sued. If the amount of overdue online business loans is very large, and a long time to call for payment, then the platform may be the user sued to the court, to the court to apply for compulsory execution.

Fifth, blacklisted. If the user is unable to fulfill the court's effective judgment, then it will be blacklisted, restricting the user's high consumption behavior.