With the development of society, paper money became popular, and people have to carry a lot of paper money when traveling, otherwise it will be difficult to move around when they need to use money to pay.
And in the current 21st century, cell phone payments are becoming more and more powerful.
Since the launch of WeChat, Alipay, most people do not carry banknotes, but will be deposited in the bank to exchange for online credits, so that when people go out of town involving money transactions conveniently and directly with the cell phone Alipay to complete the transaction function.
Nowadays, a cell phone can solve a lot of problems people encounter, so most people will be hard work with sweat for all the money deposited in the bank, people also have a hundred percent trust in the bank.
Is it really safe for guests to deposit their money in the bank? What should the people do when the bank's money disappears for no reason?
One of the benefits of depositing money in the bank
1, do not have to worry about money placed in the home will be gnawed by rats
In previous years, people earn money will be a large number of banknotes will be placed in the home of the hidden corners.
Money placed in the home is not a safe thing, some residents of rural homes have more rats and cockroaches is a normal thing.
In the past few years, some elderly people have been able to turn over their money for a lifetime and found that most of the bills have been chewed by rats, and there are not many of them that can be exchanged for a full set of yuan at the bank.
So in the past few years, people will be placed in a large number of banknotes at home is very easy to appear banknotes were chewed by rats, or banknotes appeared to be moldy, insect damage serious phenomenon.
2, attracting thieves
In the bank to save money is not yet prevalent period.
The rich and noble people will be gold and silver jewelry and money hidden in the safe, all do not want to feed themselves, just want to steal the finances to support their families often sneak into the rich and noble people to steal at night.
At the time of the theft and was discovered by the owner, the thief and the owner of the dispute process, some of the original family is not rich people were robbed of the money after even pay the price of life, so a large number of banknotes placed in the home is not safe and may attract thieves.
With the rapid development of society, the safety of money in the bank more and more secure, most people will not be placed in the money at home, they will be a large amount of money to the bank, which also reduces the occurrence of theft.
Second, the incident of bank withdrawal difficulties
People, no matter what they are doing, will face a certain amount of risk, in the bank to save money naturally also have to face a certain amount of risk.
Beginning April 18, 2022, there are more netizens through the network to send their money deposited in the bank disappeared silently, asking the staff to give a reply, the bank surprisingly said that no money can be taken out.
Numerous customers, after hearing that their money could not be withdrawn, have gone to the bank to find out what happened, trying to take out a large amount of money they had deposited in the bank at once.
The bank suddenly had no money, this is how it happened? Sentence police intervened in the investigation only to know, the original can not take out the money of these banks, their executives and shareholders secretly operate, the people deposited in the bank of a large amount of money embezzlement for their own use.
According to the investigation, the banks involved in this embezzlement activity are Henan Yuzhou New Minsheng Village Bank, Kaifeng New Oriental Village Bank, Shangcai Huimin Village Bank, Zhecheng Huanghuai Village Bank.
After many customers heard that they would face difficulties in withdrawing their money and have gone to the bank to find out the specifics, a heartbreaking incident eventually occurred on the difficult road to protect their rights.
The customers who went to the banks to find out the truth had their health codes turned red, whether they had signed or scanned the code.
After the police intervened in the investigation, Big Data Research, the Epidemic Prevention and Control Command, and the Health Code Management Department all received appropriate penalties.
With the fermentation of the matter after the Regulatory Board showed the announcement: for the disappearance of the depositors principal will be launched in batches of first advance processing.
Customers who had deposited their life savings in these banks were relieved to hear the news.
After all, no one's money comes from the wind, and since people trust the banks and are willing to deposit their life savings in them, the people in charge of the banks should shoulder the responsibility and fulfill their obligations.
And for some of the bank executives who took the money from the banks, they are about to fall into the net of the law.
Summary:
"There's no such thing as pie in the sky", most customers, when depositing their life savings in the bank, will mostly take the interest rate of money deposited by several banks every year as a criterion for comparison.
Customers who deposited their hard-earned money with these banks did so precisely because they coveted the high interest rates offered by the banks, and ended up eating their losses.
Customers who choose to deposit their money with a bank should check out all aspects of the bank and make sure that some of the banks are reliable before depositing their money with them.
And for those in senior positions in the bank, they will be penalized if they break the law.