1, bank stop payment cause gab2 means that the bank card is frozen in an emergency and can not be paid. This look is anti-fraud model 2 type lock, the model is used to screen abnormal users of big data analysis means, can be the fastest speed to screen out abnormal accounts. You may be willing for certain reasons such as irregular card use, having a transfer record with an illegal account, and so on. Resulting in their own anti-fraud system included in the wind control.

2, the reason why the bank card is frozen

(1) If the credit card is frozen, the transaction may be abnormal. For example, a malicious cash withdrawal password entered incorrectly consecutively can lead to credit card freezing.

(2) Whether the debit card is frozen. If the bank mistakenly returns money to another account during a transaction, the bank may freeze the excess, which is an erroneous account freeze. If the court applies for freezing the bank card for any reason, the bank shall freeze the card in accordance with the requirements of the judicial authorities in accordance with the law, which is judicial freezing. At the same time, customs and tax authorities have the right to apply for freezing.

(3) If you overdraw your consumer bank card, the bank will set your overdraft share according to your repayment ability. When it exceeds a certain amount, your bank card will be frozen.

(4) If you don't go to the bank to cancel your expired card and apply for a new one, the bank will freeze your expired card. If you lose your card several times in a row, the bank will consider you suspected of maliciously losing your card and freeze your card.

(5) If you enter your PIN incorrectly in a row, the bank system will lock your card and release it automatically after 24 hours or ask the bank staff directly to release it.

3, the reason for the stop payment

(1) verification of the account takes time, the system screened out the offending user, but also to carry out a verification, big data screening is the initial selection, the second verification, if found to be a systematic miscalculation, you will be unlocked.

(2) reporting at all levels, from bottom to top feedback takes time. From bottom to top and then from top to bottom this is the process, all kinds of formalities need to be perfected.

The reasons for freezing are different, the time to unfreeze and the formalities are also different, there are also bank cards may never be lifted, want to unfreeze the bank card, it is best to call or go to the bank in person to make inquiries.