Student-origin loan, also known as student-origin credit loan, formerly known as national student-origin credit loan, refers to the student loan issued by the National Development Bank to eligible freshmen and students with financial difficulties, and handled by the county (city, district) where the students registered before entering school. At present, only a few areas are open. And the loan targets are undergraduates, postgraduates and second-degree students in full-time ordinary undergraduate colleges, higher vocational colleges and junior colleges.

It helps some students in need and reduces a lot of pressure for their life and study. At the same time, he is a personal credit related loan.

The first condition to be satisfied is that personal credit information is good and there is no bad behavior record or overdue behavior.

At the same time, there are many materials and procedures to be prepared. The most distinctive point is that he is the student himself and the borrower (the parents of the students) to bear the risks and use the credit information.

The materials to be prepared are as follows: freshmen who have entered the school, provincial and municipal students who have set up student-origin loans in provincial and municipal universities, and the qualifications of students with financial difficulties have been completed in advance by the local education authorities. Students who have passed the pre-application review must issue the provincial and municipal certification materials for the graduation middle school or university to set up student-origin credit student loans. ?

Students from provinces and cities who want to start student-origin student loans in universities outside provinces and cities must issue loan certificates from their universities?

Original and photocopy of the borrower and the borrower's household registration book.

The original and photocopy of the borrower and the borrower's identity card (or valid identity certificate).

Certificate of student status. Freshmen with university admission notice and its copy.

When these procedures and materials are ready, you can submit an application contract to the education bureau or the financial aid center where your account is located. When applying for the first time, students and borrowers should be present at the same time to review and handle it. After successful processing, you will get a receipt number. This proves that the processing is successful, and only needs to wait for the review and the release of funds.