Mobile phone software for financial technology services. Xinjin is a financial technology service-oriented mobile phone software. This mobile phone software is funded by state-owned enterprises in Jiangsu Province. This mobile phone application is for the people. In this mobile app, users are provided with various services, partners are provided with system development, and some products and risk control model design are also provided. It is a mobile app focusing on financial technology services, supporting entities and serving the people, so that private capital can also participate in key projects.