How to get a bank loan of 654.38 million yuan? How to get a loan of 654.38 million yuan from the bank?
If you want to borrow100000 from the bank, you can apply for a credit loan directly if your customer has a good reputation. The maximum credit loan amount can reach 200,000 to 300,000, so it is not a problem to borrow100,000. As long as there is no bad credit record in the customer's personal credit report and enough economic income data can be provided to prove that the customer has the ability to repay the loan principal and interest on time, the loan can often be successfully approved.
Of course, if you think that your credit is generally wide, it is difficult to get a one-time loan of100,000. Customers with certain assets in their names can also choose to apply for a mortgage loan and use the assets in their names as collateral, so that the loan amount can be higher than pure credit loans. Or customers can find a person with good credit to guarantee their own loans and improve the chances of successful loans.
In fact, in addition to bank loans, customers can also go to other licensed consumer financial institutions for loans. If a loan can't be less than100,000 yuan, it is also feasible to make multiple loans. Each loan can be tens of thousands, and finally100000 can be made up. Of course, in any case, you must remember to repay on time.
I want to borrow 654.38 million. Where can I get a loan?
At present, there are many in the market, but some of them are conservative when lending to new users, which may lead to an actual loan of only about 20 thousand yuan. If you need money urgently and the demand for funds is large, for example, if you want to borrow 654.38+10,000 yuan at a time, where can you get a good loan? As long as your comprehensive credit conditions are good, try the following paragraphs, which should solve the problem.
1, ICBC wealth management e-loan
It is a pure credit online loan product launched by Industrial and Commercial Bank of China. As long as you have applied for an ICBC credit card and are in good condition, it is very good to apply for an E loan of 6,543,800,000, because the loan amount ranges from 6 million to 800,000, and the loan of 6,543,800,000 is nothing to the upper limit of 800,000.
Step 2 have money to spend
It is a credit platform under Xiaoman Finance. The application threshold is low. You can easily apply with your ID card and bank card. The maximum loan amount is 200,000. It is also a pure credit unsecured online loan. As long as your comprehensive credit is good, it is not a problem to borrow 6.5438+10,000 yuan.
3.JD.COM gold bars
It is a cash loan service provided by Jingdong Finance. Compared with white bars in JD.COM, the amount of gold bars in JD.COM is generally much higher, with a maximum loan of 200,000 yuan. As long as you often use the JD.COM platform for shopping, the amount applied by new users is generally at least 50,000 yuan.
4360 IOUs
It is a leading lending platform under 360 entities in China, and the loan amount ranges from 500 yuan to 200,000 yuan. As long as you have good credit, good work income and certain repayment ability, it is easy to borrow 6,543,800 yuan. After all, according to the official statistics of 360 IOUs, the average daily loan is 600 million yuan.
The above is about "I want to borrow 654.38 million yuan, where can I get a loan?" I hope I can help you.
How to apply for 65438+ 10,000 yuan of Agricultural Bank of China?
The Agricultural Bank of China is RMB 654.38+10,000, and the requirements are different according to its loan purposes. Take the home improvement loan as an example, provided that you have People's Republic of China (PRC) (PRC) nationality and full capacity for civil conduct, and hold legal and valid identity documents. Having a fixed residence, a stable work unit or a stable business place.
The source of income is stable, and it has the ability to repay on schedule. The credit record is good, and the credit score meets the entry requirements. And meet other conditions stipulated by the Agricultural Bank. The loan amount generally does not exceed 500,000 yuan (up to 10 million yuan in some areas), and the longest loan period can reach10 year.
Extended data:
Interim Measures for the Administration of Personal Loans Article 11 An application for personal loans shall meet the following conditions:
(a) the borrower is a citizen of People's Republic of China (PRC) with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;
(2) The purpose of the loan is clear and legal;
(3) The amount, duration and currency of the loan application are reasonable;
(4) The borrower has the willingness and ability to repay;
(5) The borrower's credit status is good and there is no significant bad credit record;
(6) Other conditions required by the lender.
Article 12 The lender shall require the borrower to apply for a personal loan in writing, and require the borrower to provide relevant materials that can prove that it meets the loan conditions.