Ordinary. Xiaoxinyou WeChat official account is a non-bank financial institution permitted by law and approved by the industrial and commercial department. It is a regular online loan company, and the official account of WeChat is very reliable. Its business scope includes licensed projects, which are all formal and within the scope permitted by law. But,

It's really not safe Youxinhua is a mobile phone lending product, yes, but it is not reliable. A small loan platform needs to recharge its members to get loans. Online lending is risky. It is recommended to go to a local formal loan. You can choose a bank or a big platform loan. Anti-fraud methods: First, don't click on the link in the short message easily, it is likely to be a website that steals the bank card information password, and ignore any short message.