Article 7 In any of the following circumstances, the depositor shall not withdraw the provident fund:

(1) Failing to provide vouchers or apply for false vouchers as required.

(two) the purchase, construction, renovation, overhaul, lease of non occupied housing (such as garages, shops, etc.). ) and repay the principal and interest of non-owner-occupied housing loans.

(three) to obtain the ownership of self-occupied housing by gift or inheritance.

(4) The provident fund account is sealed up or frozen according to law.

Article 8 Under any of the following circumstances, the depositor can only apply for withdrawing the principal and interest balance of the individual provident fund account and canceling the individual provident fund account; If the depositor and spouse have not paid off the provident fund loan, the extracted provident fund will be used as a priority to offset or pay off the balance of the provident fund loan, and the balance will be returned to the depositor after the loan balance is paid off.

(1) retirement.

(two) completely lose the ability to work, and terminate the labor relationship with the unit.

(3) Those who have left the country to settle down.

(four) the account is not in Yunfu and the labor relationship with the unit is terminated.

(five) laid-off workers who are not re-employed and have reached the age of 50 for men and 45 for women.

(six) was sentenced or dismissed during his tenure.

(7) If the depositor dies or is declared dead, his successor or legatee may withdraw the storage balance in the depositor's provident fund account; If there is no heir or legatee, the storage balance in the depositor's provident fund account shall be included in the value-added income of the provident fund.

Article 9 Under any of the following circumstances, the depositor may apply for withdrawing the provident fund from the individual provident fund account in accordance with the provisions, and the maximum amount of withdrawal after approval shall not exceed the balance of the individual provident fund account; After withdrawal, the depositor's personal provident fund account should at least keep the balance of the provident fund below 10 yuan.

(a) the purchase, construction, renovation and overhaul of owner-occupied housing

(two) to repay the principal and interest of individual housing loans (including provident fund loans and commercial housing loans, the same below)

(three) the rent exceeds 0.5% of the family wage income.

(4) Enjoy the urban minimum living guarantee.

(five) the family suffered from natural disasters and major diseases and other emergencies, which caused difficulties in life.

Article 10 If the depositor and his immediate family members withdraw the provident fund from his account in accordance with the provisions of these Measures, and if the depositor and his immediate family members (or the property belongs to someone, the same below) deposit the provident fund in the same provident fund management institution, they shall go through the application procedures at the same time, and shall not apply retroactively. The relevant expense vouchers or vouchers provided by the depositor for each application can only be used once in the same provident fund management institution.

Article 11 If the depositor or spouse fails to settle the provident fund loan, the withdrawn provident fund shall be used to repay the principal and interest of the depositor or spouse's provident fund loan first. Before the provident fund loan is paid off, the depositor or spouse shall not handle the withdrawal business of other non-cancellation households except in accordance with the provisions of Item (2) and Item (5) of Article 9 of these Measures.

Article 16 When the depositor goes through the formalities of withdrawing the provident fund, he shall provide relevant certificates and materials according to the requirements of the above-mentioned corresponding situations, and apply within the prescribed time limit. At the same time, you should also show your ID card (except for the deceased employee), household registration book, marriage certificate, special passbook for individual housing provident fund, application form for withdrawal of housing provident fund, application form for withdrawal of housing provident fund by Yunfu employees and other documents and materials. If the house is extracted as the owner or immediate family member, the marriage certificate, household registration book, house ownership certificate, immediate family member certificate and other documents and materials related to the owner of the house shall be presented at the same time; When necessary, other relevant certification materials shall be provided according to the requirements of the provident fund management institution.

Seventeenth withdrawal of provident fund, in principle, shall be handled by the depositor himself, and if the depositor entrusts his immediate family or unit to handle it on his behalf, he shall provide the power of attorney, the depositor's unit certificate and the trustee's ID card; When examining the application materials, the provident fund management institution shall affix the seal of "checking the original" on the photocopies of relevant documents and materials, which shall be verified and signed by the trustee and the business personnel of the provident fund management institution.