1. Bring the applicant's and his/her spouse's ID card, the original household registration book and three copies (if the applicant and his/her spouse do not belong to the same household registration, a marriage certificate is required).

2. Bring the original purchase agreement.

3. 1 Original and photocopy of advance payment receipt for 20% or more of the house price.

4. Bring proof of the applicant's family income and related assets, including payroll, personal income tax return, income certificate issued by the unit, bank deposit certificate, etc. Finally, loans need to be cautious and beware of fraud.