P2p online lending refers to individuals borrowing from each other through online platforms. That is, with a qualified website (such as ok Loan) as the intermediary platform, the borrower issues the loan target, and the investor bids for the loan to the borrower.
Second, what is P2P online lending?
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Peer-to-peer lending, also known as P2P peer-to-peer lending, refers to individuals borrowing from each other through online platforms. That is, a qualified website (as an intermediary platform, borrowers bid to lend money to borrowers. There are about 350 active online lending platforms in recent years.
Online lending, also known as P2P online lending. P2P is the abbreviation of English peertopeer, which means "person to person". The so-called P2P online lending means that individuals borrow money from each other through the network platform, lenders publish loan requirements on the P2P website, and investors lend funds to lenders through the website. The biggest advantage of P2P online lending is to make borrowers who are difficult to be covered by traditional banks efficient and convenient.
Internet credit originated in Britain, and then developed to the United States, Germany and other countries. Its typical model is as follows: Internet credit companies provide a platform for borrowers and lenders to compete for interest income freely and take risks; The borrower repays the principal when it is due, and the online loan company charges the intermediary service fee.
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3. What does online lending mean?
Online loan, the abbreviation of online loan, refers to the general term for lending through the network, sometimes including online and offline loans, personal peer-to-peer lending (P2P peer-to-peer lending) and the network. Peer-to-peer online lending refers to direct lending between individuals through the Internet platform, which is a subclass of the Internet finance (ITFIN) industry. Due to irregular management, up to now, the online lending platform has been banned by many provinces, and it is believed that the online lending platform will transform or withdraw from the online lending industry in the future.
4. What does 4.p2p online lending mean?
P2P online lending refers to the mode of directly matching investors and borrowers through the Internet platform to realize capital lending. P2P mainly provides, ranging from several thousand yuan to several hundred thousand yuan, mainly personal loans and corporate loans, which absorb personal or institutional funds, provide loans through the Internet platform, and provide financial consulting and risk management services.