JD Finance has the following loan products: JD Baitiao, JD Gold Bars, JD Car Loans, JD Small Loans, etc. Customers with different loan needs can find corresponding credit on JD Finance. product, of course, if you want to successfully apply for a loan, the customer's qualification level needs to meet the requirements of the platform.

After successfully applying for a loan on JD Finance, the customer needs to establish a good repayment record. Once the relevant credit product is overdue, the customer will need to bear the following consequences: 1. The credit report will be harmed. 2. It will be collected by the platform. 3. Penalty interest will be incurred. 4. The borrowing amount will be frozen or reduced. 5. The platform will require customers to settle loan arrears. 6. It is not conducive to carrying out other loan activities in the future. 7. Those who maliciously exceed the deadline will be prosecuted. 8. Affect the use of other products on JD Finance. 9. The evaluation score will be reduced. Therefore, customers should remain calm when applying for loans on JD Finance. If they are worried about the pressure of repayment in the future, do not borrow blindly.