Ping An Life Insurance Loan Application Conditions,1; The applicant must be between 23 and 55 years old, and the life insurance policy holder must be the lender himself.
2; The residence certificate provided by the applicant requires a residence time of not less than 6 months.
3; The applicant's monthly income must be higher than 3,000 yuan after tax, and the working time must not be less than 6 months.
4; Life insurance policy is valid for more than 6 months, and life insurance is still valid.
What is the loan amount of Ping An Life Insurance? This loan only needs a life insurance policy to get the money, without any mortgage, which can be said to be a convenient and practical loan. The maximum loan amount of Ping An life insurance loan is 40 times of the annual premium, but different insurance companies have different calculation ratios. Therefore, the higher the policy premium paid by the insured, the higher the amount. Ping An life insurance loan has a maximum amount of 300,000 yuan and the longest use time can reach 3 years. In general, the minimum is 20,000 yuan. Of course, the better the user qualification, the higher the loan amount will be.