Generally speaking, consumers apply for mortgage loans at 4S stores. After paying the down payment, they still need to wait for the bank to transfer the loan amount to the bank account provided by the car dealer or 4S store. The staff will verify the payment. Only when you pick up the car will you usually have to wait for the bank to approve the loan, which is 2-3 days, and the longest is within a week. If the bank can handle it on the same day, then it is possible to pick up the car on the same day.

The method of checking the vehicle is as follows:

1. The first thing is to check the appearance of the vehicle. Consumers should carefully check whether the appearance of the vehicle is complete and there are no scratches, scratches or other damage. If If so, ask for compensation from the 4S store. If serious, you can ask to return the car.

2. Then check the vehicle’s engine and gearbox for oil leakage. I believe many people have heard the news about Mercedes-Benz owners in Xi’an complaining about oil leakage. There is also the issue of checking whether the parts in the engine are damaged or disassembled.

3. Finally check some information that comes with the car, such as the vehicle manual, invoices, signed contracts, other certificates, etc., and then check the interior of the vehicle, as well as the vehicle functions and chassis conditions, etc.