Since the central bank announced the interest rate cut on August 25th, the expected annualized interest rate of Changsha provident fund loans has also been lowered by%. The reduction of the expected annualized interest rate of provident fund loans will reduce the repayment pressure for those who apply for provident fund loans to buy houses. If it is the first suite, the loan is 800,000 yuan and the loan period is 20 years. After the adjustment of the annualized interest rate of the provident fund, the monthly contribution will be reduced from the previous 4,848 yuan to 4,848 yuan, a decrease of 1000 yuan.

According to the notice issued by the People's Bank of China and Changsha Housing Provident Fund Management Center, the expected annualized interest rate of Changsha housing provident fund loans will be adjusted from March 1, 20 15. Changsha provident fund loan 2065438+2006 is implemented according to the new expected annualized interest rate. After the adjustment of provident fund loans, the details are as follows:

1. The loan term is 5 years or less: expected annualized interest rate every year and expected annualized interest rate every month;

2. The loan term is more than 5 years: the annual expected annualized interest rate and the monthly expected annualized interest rate ‰.

In addition, it should be noted that the Provident Fund Management Center stipulates that individual housing provident fund loans with a term of less than one year (including one year) issued before March of 1 20 15 will still carry out the original expected annualized interest rate after March of 1 20 15, and interest will not be calculated by installments; For individual housing provident fund loans with a term of more than one year, the original expected annualized interest rate will still be implemented after 20 1 March 51,and the adjusted term grade of individual housing provident fund loans will be implemented from March 16+ 1 (inclusive).