Search: How many loans can each undergraduate borrower apply for each year at present?

2. At present, how many loans can each undergraduate borrower apply for each year?

The annual loan amount of full-time college students is not less than 1000 yuan and not more than 8,000 yuan; The annual loan amount for full-time graduate students is not less than 1000 yuan and not more than 12000 yuan. The specific amount can be determined according to the sum of students' tuition and accommodation fees.

3. What are the conditions for students to apply for student loans? (multiple choice)

Borrowing students must meet the following conditions (1) and have China nationality; (2) Honest and trustworthy, law-abiding; (3) Full-time undergraduate colleges, higher vocational colleges and junior colleges (including private colleges and independent colleges, the list is subject to the announcement of the Ministry of Education) that have been approved to set up and implement higher education according to the relevant provisions of the state, and have obtained true, legal and effective admission notices, or full-time freshmen, postgraduates and second bachelor's degree students studying in colleges and universities; (4) Students' pre-school household registration and borrowers' household registration are both in luoshan county; (5) The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies at school; (6) No other student loans were obtained in that year. * * * The conditions with the borrower (1) shall be determined by the borrower's parents in principle; (2) If the parents of the borrowing students lose their ability to work or have capacity for civil conduct due to special circumstances such as disability or illness, other close relatives of the borrowing students can be used as * * * borrowers; (3) If the borrower is an orphan, the borrower is another legal guardian, or a natural person with full civil capacity who voluntarily shares the repayment responsibility with the borrower; (4)*** The borrower's household registration and pre-school student's household registration are in luoshan county; (5) If * * * and the borrower are not the borrower's parents, in principle, they are between 25 and 60 years old; (6) The borrower who has not settled the student credit loan (or college student loan) of Development Bank cannot be the same borrower as other borrowers. Loan amount and purpose: The maximum loan applied by each borrowing student each year is not more than 8,000 yuan, and the minimum loan is not less than 1 1,000 yuan, which is mainly used to solve the tuition and accommodation expenses of students during their school days. If the loan amount applied is greater than the total amount of tuition and accommodation, the loan funds will be used to pay the tuition and accommodation of the students first, and the remaining loan funds can be used to borrow the living expenses of the students. The loan term and the student source credit loan term shall be determined according to the full-time undergraduate academic system plus 14 years, and the longest term shall not exceed 14 years. Among them, students are determined according to the remaining years of study plus 10 years. For those who have studied for more than 4 years or continue to study for a postgraduate degree or a second bachelor's degree, the repayment period after graduation will be shortened accordingly. The loan interest rate shall be subject to the benchmark interest rate of the same grade in the same period published by the People's Bank of China, and shall not rise. The loan interest rate is adjusted once a year, February 265438+February 2 1. The interest of the students in the repayment project is fully subsidized by the finance during their school days, and the interest after graduation is shared by the students and borrowers. Two years after graduation is a grace period, during which only interest is paid. After the grace period, the borrower will repay the loan principal and interest in installments according to the loan contract. Borrowing students drop out of school, go abroad, be expelled from school, etc. If you can't complete your studies normally, you should promptly notify the county-level funding center and repay all the principal and interest in one lump sum. When signing a loan contract, an Alipay account will be automatically generated for free. Repayment of student loans through Alipay is the main repayment method of Development Bank. Repayment with Alipay is not limited by banks, hell and time, and there is no handling fee, which is safe and simple to operate. You can also take UnionPay card to luoshan county Student Financial Assistance Management Center and use POS machine to repay. According to Article 6 of the Administrative Measures for Commercial Student Loans, when accepting the application for commercial student loans, the lender shall set certain examination conditions for the loan object (hereinafter referred to as the borrower): (1) The borrower has the nationality of China people and holds legal identity documents; (2) The borrower has no bad credit record, and the evaluation criteria for bad credit and other behaviors shall be formulated by the lender; (3) Providing effective guarantee when necessary; (four) when necessary, provide the written opinions of its legal representative to apply for loans; (5) Other conditions required by the lender.