It is estimated that the mortgage interest rate in previous years was around 5.6%. After calculation, the loan period of 200,000 yuan is 6 years, and it has been repaid for one year. The monthly payment is 3,300 yuan, and 39,600 yuan has been paid in one year, of which the principal is 29,400 yuan. The principal is still about 170600 yuan. The total interest for 6 years is 35,940 yuan, and the accumulated repayment amount is 235,940 yuan. If it is settled after one year, the actual repayment amount is 2 10200 yuan.

2. I have a mortgage of 230,000 yuan 10, with a monthly payment of 2760 yuan. How much interest can you save by repaying 40 thousand yuan in advance? How to calculate?

You should take out the loan before May, 2065438+2002, when the benchmark interest rate was 7.05% and your interest rate rose by 10.85. Suppose you pay back 65,438+0 years, starting from February 2065,438+02, the monthly payment will be reduced to 265,438+095.63, which will save 654,380+0.25 million interest. If the service life is shortened, you will save 365,438+0.00 million interest.

3. The mortgage is 330,000 yuan 15 years, and the interest is 6 yuan. How much is it per month?

The total loan is 340,000 yuan.

The total repayment amount is 504,939.77 yuan.

Pay interest 164939.77 yuan.

The loan period is 180 months.

The monthly repayment is 2805.22 yuan.

I hope it helps!

4. What is the bank interest rate for a monthly loan of 3300 yuan 15?

Excuse me, the monthly payment you asked is 3,300 yuan, and the loan is 1.5 million. What is the annual interest rate after five years? The bank interest rate is 20.04%. The loan is 6,543,800 yuan+0.5 million yuan, which will be paid off within 5 years. The monthly repayment amount is 3300 yuan, and the monthly principal = principal/repayment months, 654.38+0.50000/60 = 2500. Monthly repayment amount = monthly principal, monthly principal and interest, and monthly principal and interest is equal to 3300-2500=800. Monthly principal and interest = (accumulated repayment amount-principal) x monthly interest rate, which is equal to 800/48000 and 0. 1.67%, and the annual interest rate is 20.04%. Loans are loans issued by banks, credit cooperatives and other institutions to units or individuals who use money, and generally stipulate interest and repayment date.