If the loan handled by our bank has been settled (including early settlement and natural settlement), it is generally necessary for the borrower to cancel the mortgage registration at the relevant local departments and obtain the real estate license. The specific processing time and process vary from branch to branch, so it is recommended that you contact the loan handling bank or the post-loan service center for local policy consultation.

Second, the bank will give the real estate license after the second-hand house is repaid in advance? Are there any other procedures?

It is also necessary to obtain the settlement certificate and go through the relevant procedures for mortgage cancellation registration, such as: a copy of the bank business license, a copy of the organization code certificate, a copy of the legal person ID card, and a power of attorney for mortgage cancellation registration.

Procedures for canceling mortgage registration: 1. The mortgagor shall submit the following materials for canceling the registration of real estate mortgage: 1, mortgagor's ID card; 2, "housing provident fund loan repayment certificate" and "housing provident fund loan cash payment form"; 3. Proof of loan repayment; 4. Property ownership certificates, other property ownership certificates, property ownership certificates, state-owned land use rights certificates and other relevant certificates; 5. Application for cancellation of registration. 2. I submit the above information to the local real estate authorities to apply for cancellation of mortgage registration; Third, get the cancelled real estate license.

Third, the bank will give the real estate license after the second-hand house is repaid in advance? Are there any other procedures?

It is also necessary to obtain the settlement certificate and go through the relevant procedures for mortgage cancellation registration, such as: copy of code, copy of legal person ID card, power of attorney for mortgage cancellation registration, etc.

Mortgage cancellation registration process:

I. The mortgagor shall submit the cancellation of real estate mortgage registration to

1. Mortgagor ID card;

2, "housing provident fund loan repayment certificate" and "housing public"

3. Proof of loan repayment;

4 real estate warrants, other real estate warrants, real estate warrants and state-owned land.

5. Application for cancellation of registration.

2. I submit the above information to the local real estate authorities to apply for cancellation of mortgage registration;

Third, get the cancelled real estate license.

Fourth, the bank will give the real estate license after the second-hand house is repaid in advance? Are there any other procedures?

According to the normal procedure, the bank returned his title certificate to you. The title certificate was originally in your hand, but according to what you said, firstly, did the bank return it to you, and secondly, it was wrongly kept. Look for the information about your loan and see if there are any other certificates of rights in it. Take his property right certificate and property right certificate to the District Housing Authority for mortgage cancellation. After the mortgage is cancelled, the property right of the house will be completely owned by you.