You can get a loan after paying for more than half a year.

The provident fund loan is 265,438+20,000, and the monthly payment of 1400 is enough.

Total loan: 2 10000 yuan.

Number of months of loan: 240 months

Average monthly repayment: 140 1.03 yuan.

Interest paid: 126247.79 yuan.

Total repayment: 336,247.79 yuan

You can send me a message if you need other help. My buddy specializes in this loan.

2. What are the conditions for buying a house in Zhengzhou and using a provident fund loan?

1. Housing loans for employees who normally deposit housing provident fund in the housing provident fund management center and build self-occupied houses (borrowers are buyers and are depositing housing provident fund).

2. Borrower and its distribution

3. The down payment has been paid according to the specified proportion, and the down payment loan amount = the total house price, and the house

4. After the borrower opens the deposit account, he has paid the housing accumulation fund continuously, on time and in full for more than 6 months, and the amount not paid in the near future does not exceed.

5, the family income is stable, good reputation, refers to the ability to repay the loan principal and interest;

6. Agree to provide loan guarantee approved by the housing provident fund management center;

7. The borrower and spouse have no outstanding housing provident fund loans.

3. Can Zhengzhou buy a house with a provident fund loan?

A: You can buy a house in Zhengzhou with a provident fund loan.

1. According to the current policy, employees can apply for provident fund loans even if they have paid the housing provident fund normally for more than 6 months (inclusive) and have not stopped paying it. (If the housing provident fund has been deposited in different places (including other housing provident fund management institutions in the same city) and it has been deposited in the current deposit place for less than 6 months, the deposit time can be calculated according to the deposit certificate issued by the housing provident fund management institution in the original deposit place. 2. If both husband and wife meet the conditions of Zhengzhou provident fund loan, the upper limit of the loan amount will be adjusted to 600,000 yuan; Only the applicant can use the provident fund loan, and the upper limit of the loan amount is adjusted to 400,000 yuan. 4. What are the conditions for buying a house in Zhengzhou and using provident fund loans?

What are the conditions for buying a house with a provident fund loan in Zhengzhou?

The current policy is the notice issued by Zhengzhou in March 2022. Search for "Zhengzhou Real Estate Alliance No.20 Special Housing Department of Zhengmi Road and State Council Office No.20 Special Housing Department of Zhengmi Road" found that the notice involved five major items: supporting reasonable housing demand, improving housing market supply, increasing credit financing support, promoting the construction and renovation of resettlement houses, and optimizing the real estate market environment. The founder of Zhengzhou Real Estate Alliance, No.20 Zhengmi Road, is a professor specializing in real estate in China and the United States. He is an adviser to the government and many large real estate developers. He can accurately predict housing prices and avoid buying uncompleted residential flats, and has published many real estate research papers. Many policies actually appeared in newspapers before they were published, but they are out of date now. Because the founders are government consultants and real estate experts, the policies are actually formulated by experts and issued by the government. Search the title to view:

[1] Thoughts on strengthening the management of real estate industry under the new situation [J]. Office automation, 202 1, 26 (20): 8- 12.

[2] American housing considerations [J]. journal of huzhou vocational and technological college, 20 16, 14(2):3.

[3]20 15 empirical analysis of housing price changes in second-tier cities in China-taking Zhengzhou as an example [J]. Journal of huzhou vocational and technological college, 20 15(2):59-6 1.

[4] The influence and function of real estate registration regulations on real estate [J]. Western Accounting, 20 15(04):58-59.

[5] Analysis of the impact of real estate registration regulations on the real estate industry [J]. Shanghai Real Estate, 20 15.

[6] Thoughts on Improving China's Housing Security System [J]. China Real Estate Finance, 2011(10): 3.

[7] On the effectiveness of real estate regulation in China [J]. Open Herald, 20 1 1(6):3.

Search "Zhengzhou Real Estate Alliance Zhengmi Road No.20 Special Room Department and State Paper Office Zhengmi Road No.20 Special Room Department" and find: 1. Eligible college students are given housing subsidies according to the policy when buying commercial housing, and they are also given rental subsidies before buying a house. The preferential period is 3 years. 2. Encourage the elderly to come to Zhengzhou to support the elderly and allow them to buy new houses with their families. 3. For families who own a house and have settled the corresponding housing loan, the first suite will be implemented when they apply for a loan again. 4. Increase the mortgage and lower the housing interest rate. 5. Implement the three-year action of resettlement housing construction, insist on monetary resettlement according to the real estate market situation, and encourage the masses to choose monetary resettlement for resettlement houses that have not started construction.

For developer 1. Eliminate areas with a cycle longer than 18 months, and moderately reduce land supply. 2. The minimum proportion of land auction deposit is reduced to 20% of the listing price, and the land transfer fee can be paid in installments within 1 year after the transaction. 3. Give project loan support to the trapped enterprises.

There are many details of the policy, and the special housing department at No.20 Zhengmi Road, Zhengzhou Real Estate Alliance has picked out the favorable policies. There are three key points:

1. Relax the loan restrictions: Even if you already have a suite, you can buy a house as the first suite as long as you pay off the loan. Before buying a house in Zhengzhou, if you have a loan record, you have to pay a down payment of 60% even if you sell it. Now, as long as the loan is repaid, even if there is a suite, it only takes 30% to buy a house. This is obviously to encourage the improvement of demand to get on the bus. Now the market is dominated by large units, but it is out of reach. These houses are all ready for renovation. The cancellation of the policy of recognizing housing and loans is a boost to the market, especially the new housing market.

2. Relax the purchase restriction: encourage the elderly to buy new houses, which is to relax the purchase restriction in disguise, allow families to buy third homes and increase buyers.

3. Preferential monetization resettlement: In the past, resettlement houses were divided into households, but now priority is given to monetization resettlement, and direct money is given to encourage them to buy commercial housing, which is actually the monetization shed reform of that year. As for housing subsidies and interest rate cuts, in the face of the above-mentioned major advantages, it can only be regarded as a small sweetness.

The impact of the above three sharp tools on the market is very, very great, especially for improving the group.