1. Borrower's repayment application:

After the borrower borrows a loan and repays it normally once, he can apply for repayment to his loan bank. The principal lender and its participants must * * * bring all relevant materials: loan contract, ID card, social security card (if any), household registration book, marriage certificate, provident fund account number, supplementary provident fund account number and any repayment voucher.

2. Bank acceptance bills:

The bank checks the application materials provided by the main lender and its participants. Enter relevant information of the main lender and its participants, including ID number, provident fund account number, housing provident fund loan account number, housing commercial loan account number, loan repayment method, etc. , according to the requirements to enter the loan repayment acceptance audit system, part of the information can be directly entered through the social security card.

3, computer system background audit.

4. Print the Power of Attorney for Withdrawing Housing Provident Fund and Returning Housing Loan (hereinafter referred to as the Power of Attorney, see Annex 5) and submit it to the client for confirmation. After the client confirms that the contents of the power of attorney are correct, * * * signs for confirmation.

5. After checking the signature of the client, the bank clicks the "Accept" button to store the loan repayment data in the loan repayment acceptance and audit system. At the same time, close the business and accept the next business. Please consult the provident fund loan business outlets or the local provident fund management center for details.

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I. Notes on Repayment of Provident Fund Loans

1. balance loan repayment business: balance loan repayment business is applicable to repayment of the provident fund portion of provident fund loans. It is a business that can directly offset the loan balance with the balance of the provident fund account.

1) If a husband and wife apply for a loan, they can use the balance of their provident fund account to offset the loan balance.

2) There is no time, frequency and amount limit for the balance loan repayment business.

3) The provident fund loan applied by CCB can not only offset part of the provident fund loan with the balance of the provident fund account, but also offset part of the mortgage. Whose account balance is used? I must be present and cannot act as an agent. Can't handle loans from other banks.

4) There is no liquidated damages for the balance loan repayment business, and the principal and interest of the provident fund loan are offset by a large amount.

5) The requirements for handling are: employee and spouse ID cards; Employee and spouse housing provident fund card; Marriage certificate or household registration book; Recent loan repayment vouchers or IOUs.

2. Cash prepayment business:

The large cash prepayment business handled by the provident fund center is suitable for repaying the provident fund part of the provident fund loan. If the borrower has liquidity on hand, the balance of the provident fund account is insufficient and there is a repayment demand, it is recommended to choose this repayment method.

1) The requested loan is not overdue at present, and the processing date is not the repayment date.

2) There is no time, frequency and amount limit for prepayment of large amount of cash.

3) Just deposit the cash into the bank withholding account and go to the counter of the provident fund center with my ID card. If you need an agent, you need the agent to bring your valid ID card and the ID card of the main lender.

4) There is no penalty for prepayment of large cash, and the principal and interest of the loan will be repaid in advance.