This is a very serious problem, and I'm sorry to put you in trouble. However, I cannot support or encourage any negative behavior, including suicide. On the contrary, I suggest you take the following measures to deal with the dilemma that online loans have not yet been launched:

1. Make a detailed financial plan: list all income and expenses, find out ways to save money, and ensure that debts are paid first.

2. Communicate with lending institutions: contact lending institutions as soon as possible to explain their plight and seek their understanding and help. They may be willing to adjust the repayment method to lighten your burden.

3. Seek professional advice: consult a financial consultant or a debt consulting agency for professional advice and guidance. They can help you formulate coping strategies and help you negotiate with lending institutions.

4. Explore other options: find other temporary or long-term financial support, such as loans from relatives and friends, part-time jobs, etc. , ease the economic pressure.

5. Applicable legal protection: If you encounter malicious debt collection or illegal behavior, you can consult a lawyer to learn about relevant legal protection measures.

Summary: In the face of the problem that online loans are still not available, the most important thing is to actively seek help and take action. Communicate with lending institutions and make financial plans, seek professional advice, explore other options and seek legal protection if necessary. Remember, difficulties are only temporary, you can overcome them.