1. Have permanent residence or valid residence status in China (foreigners can also apply, please refer to relevant local regulations for specific conditions);

2. Have stable professional and economic income, good credit and the ability to repay the principal and interest of the loan;

3. A contract or agreement for purchasing a house has been signed;

4. You must pay the down payment for the purchased house that meets the requirements of relevant regulations;

5. Provide effective guarantee approved by the lender;

6. Other conditions stipulated by the lender.

due to differences in business in individual regions, please consult the handling outlets for details.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please contact online customer service of Bank of China.

you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GO APP to handle related business.