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Why does Zhaolian Finance collect loans through mobile phone numbers in different regions? Is it all true?
1. Why does Zhaolian Finance use the mobile phone number to collect loans from different places? Is it all true?

These numbers are all virtual numbers, which are strictly controlled and involve violent collection. These situations will be complained, so they are all collected by virtual numbers, and they dare not hold the company name for fear of being complained.

Second, the mobile phone number has nothing to do with the bank! Why do people always say that mobile phones are in arrears on the Internet? ...

cannot

Third, why does the loan always say that the reserved mobile phone number is wrong?

Identity information was stolen, and several loans were made on the online platform app, and the amount was online.

At first, I found that there was something wrong with a card of China Bank under my name. After entering the operation details, I found that a lot of money was transferred in and out. I'll call the police right away, and then I'll put it on record. The next day, I went to the People's Bank of China for a credit inquiry. Since March this year, there have been 19 loans, all of which are online platform and app loans. I have made many credit inquiries through the internet, all of which show my operation, which has never happened before!

I called the loan company and got the answer, I can use my ID card, my bank card, the mobile phone number reserved by the bank card and the mobile phone verification code to make a loan! ! !

Several of them told me that they needed facial recognition and my signature after explaining their purpose, but these hand-held ID photos, videos and signing agreements were never signed! I don't know what to do now. The local police station only filed a case and did not intend to investigate it. The loan amount found from the credit information is about 10w, with interest every month.

Next, I plan to complain to the finance office. I don't know if it will help.

The terrible thing is that I have no idea. The card was done a long time ago, and there was no SMS notification and no magnetic stripe card. What should I do? What should we do?

4. Why does the mobile phone number affect the loan? These reasons are all possible.

The application threshold for online lending is relatively low, and many people will borrow it if they lack money. Many online lending platforms need to provide the applicant's own mobile phone number, which needs to be treated with caution, knowing that the mobile phone number will affect the loan. Friends who want to know the reason can look down.

Why does the mobile phone number affect the loan? 1, Non-real-name registration mobile phone number Although operators now need to provide ID cards to get a mobile phone number, some people still use a number without real-name registration system or someone else's real-name registration system to apply for a loan. This situation will be considered as providing false information to defraud the loan and being refused the loan. 2. The mobile phone number is used for a short time. Most online lending platforms require that the mobile phone number of the real-name registration system submitted by the lender must be used for more than 6 months. Therefore, friends who often change their mobile phone numbers should pay attention. This situation may be considered unstable, and some online platforms will guess the motives for frequent number change, such as avoiding debts, and may be refused loans. 3. Forged address book Some online lending platforms have strict risk control and will cross-verify the borrower's local address book by grabbing the phone bill. If the lender provides a phone number that is not often contacted, or forges a contact number, it is also found that there is also a risk of refusing to lend. 4. Have sensitive phone records. There are some collection calls in the phone records, or sensitive words such as loans and intermediaries in the address book. Even if your qualifications are good, you may be refused a loan. So before the loan, it is best to optimize the phone call records and contacts.