What is the difference between the interest rate of 500,000 30-year mortgage 5. 15 and 5.35?

The 30-year mortgage interest rate of 500,000 yuan is 5. 15 and 5.35, with a difference of 22,297.44 yuan.

When the 30-year interest rate of a loan of 500,000 yuan is 5. 15, the monthly payment is 2730. 13 yuan, and the total interest for 30 years is 482,847.25438+0 yuan; When the 30-year interest rate of a 500,000 loan is 5.35, the monthly payment is 2,792.07, and the 30-year total interest rate is 505 144.65. Subtract the two and the difference is the difference.

The calculation method is as follows: monthly repayment amount = monthly principal+monthly principal and interest, monthly principal = principal/loan months, monthly principal and interest = principal-cumulative repayment sum multiplied by interest rate; You can calculate the sum of interest and accumulated interest.

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