Generally, large banks need to control too much manpower and risks, but they can't take care of the list of some small and micro enterprises, so loan outsourcing has three advantages in summary. . First, spread risks; Second, the cost is low; Third, avoid moral hazard.

Huaxia Bank had previously cooperated with Great Wall Asset Management Company, and Jiangchuan Finance of Fuchengmen took the lead in proposing the concept of loan outsourcing. Loan outsourcing is a development trend in the future. President Liu of Jiangchuan Finance and Wan Hui have mentioned this point on many occasions. . .