Down payment interest: principal times interest rate times time.

Second interest: principal minus repayment amount.

Interest in the third installment: the principal minus the first installment minus the second installment, and then multiplied by the interest rate multiplied by the time.

The fourth period ~ ~ ~ ~

Last interest plus principal of each installment.

Second, how to calculate the comprehensive cost of inclusive small and micro enterprise loans?

Calculation method: capital cost rate = capital occupation fee/net financing fee = capital occupation fee/{total financing amount (1- financing rate)}. In the calculation process, we must first determine the cash flow statement in the whole financing process, including the acquisition of funds, financing expenses, handling fees and other expenses.

Third, how to calculate the company loan cost?

It should be divided into two parts, one is the loan cost and the other is the deposit cost. Loan cost = loan amount, loan interest rate (LIBOR300BP, LIBOR plus 300 basis points), deposit cost = loan amount, 40%, company business profit rate (i.e. no money)-loan amount, 40%, one-year time deposit interest rate, total cost rate = comprehensive cost (i.e. loan cost, deposit cost)/actual financing amount.