according to the "notice on organizing college graduates to engage in teaching, supporting agriculture, supporting medicine and helping the poor" issued by the Ministry of People's Republic of China [26] No.16, those who start their own businesses after the service period can enjoy relevant policies such as administrative fee reduction, small loan guarantee and interest subsidy. Because it is a local financial allocation, you need to know the specific situation with the local labor and social security department (employment service center) when applying for a small secured loan.