Buds can open when they are permanently closed.
Users of the flower borrowing service can apply again after self-closing, but the system needs to be comprehensively evaluated again. If it meets the requirements, it can be opened successfully. If it does not meet the requirements, it cannot be opened successfully.
Although the page may still show the available quota after the restriction is successful, it is actually impossible to borrow and use, so users need to think carefully before choosing permanent closure. If the user just doesn't want to use it temporarily, he can log off or log off temporarily, and he will have a chance to reopen it if he wants to apply later.
In addition, the page that applies for borrowing flowers will clearly indicate the user's loan interest rate, because each user's situation is different, so the approval interest rate will be different. Users can judge whether it is reasonable and has repayment ability according to the annual interest rate displayed on the page.
After borrowing money, you should bear the responsibility of repayment, and don't overdue repayment on time, otherwise you will attend a personal credit report and leave a record of bad credit stains.
The full name of flower bud is ant flower bud, which is a consumer credit product launched by Ant Financial. After the application is opened, you can get a consumption quota ranging from 500 to 50000 yuan. When spending, users can prepay the amount of ant flowers and enjoy the shopping experience of "spending first, then paying".
On August 4, 20 16, the Ant Flower Garden Consumer Credit Asset-backed Securities Project was listed on the Shanghai Stock Exchange, which is also the first ABS of Internet consumer finance on the Shanghai Stock Exchange.
By June of 20 18 and 1 year, Ant Financial has voluntarily increased the capital of two small loan companies by 8.2 billion yuan, and the registered capital has increased from 3.8 billion yuan to/kloc-0.2 billion yuan. On May 6th, 2008, Bai Hua announced its opening to banks and other financial institutions.
202 1. 9. 22 It is reported that the flower buds have been connected to the central bank's credit information system, and users can't use them if they refuse to access them.
Officially launched in April, it is mainly used for shopping on Tmall and Taobao, and has been loved by consumers, especially after 80 s and 90 s. In order to better serve consumers, ant flower buds began to break the restrictions of shopping platforms and expand their services to more online and offline consumption fields.
The ant flower garden has only been online for half a month, and more than 1.5 million merchants in Tmall and Taobao have opened flower gardens. In order to attract consumers more accurately, many more responsive businesses have begun to modify the description of the baby and directly add the words "support the garden". The person in charge of Durex Tmall flagship store told the reporter that a product specially launched for new users of ant flower beds sold more than 10,000 copies a day and robbed a week's inventory.
The data shows that after merchants access ant flower beds in stages, the transaction conversion rate has increased by 40%.
Can't the flowers bloom if they are permanently cancelled? Meet this condition before opening!
After listening to the feedback from many friends around me, I accidentally closed the flower bud, but when I wanted to apply again, I found that I couldn't open it. So the flower garden can't be opened because it's cancelled forever? What should I do in this case? Next, let's solve the problem for everyone.
Can't the flowers bloom if they are permanently cancelled?
I learned from the official customer service that if the function of the flower garden is closed by mistake, whether it can be reopened is determined by system evaluation, and there is no way for manual participation, so it is not easy to decide whether the flower garden can be reopened after cancellation, and usually this is related to the comprehensive credit situation of users to some extent.
If the comprehensive credit status of the corresponding Alipay account is good, and there is no bad credit record after the flower garden is closed, then the probability of successful opening of the flower garden is quite large, but if the credit qualification of the account is poor, there is no way to reopen it after the evaluation and audit of the platform system.
Therefore, if you want to open it again, it is recommended that you use the following tips:
1, improve the activity of the platform: you can try to use more products of Alipay platform, maintain good habits and improve your activity on the platform;
2. Maintain good credit qualification: It is suggested that users should maintain good repayment habits and improve their credit qualification when using flower beds or using other loan products after closing flower beds;
3. Improve the sesame credit score: Generally speaking, a good Alipay sesame credit score has an impact on the system evaluation of reopening the flower bud function.
Ok, that's all for the question of "the flower buds can't be opened once they are permanently cancelled". I hope the above contents can help everyone.
Can the bud bloom after it is closed? How soon will it reopen?
Brand model: iPhone 13 pro
System: IOS 15.5
Software version: Alipay 10.2.76.8000
After the garden is closed, there is naturally a chance to open. If it is actively closed, you can apply for reopening at any time as long as your personal credit remains good, but whether it can be reopened depends on the system audit and evaluation. If the flower garden is closed by the system, the customer must first find out the cause of the account closure, and then reopen it after solving the problem.
For example, personal credit is damaged due to overdue repayment, and the system closes the flower garden, which is estimated to be difficult to reopen in a short time. Customers need to pay off their debts quickly and then repair their damaged credit. They can participate more in the credit task and improve the sesame credit score. It's best to wait until the letter of credit has passed three to six months before trying to reopen it.
And if it's because of illegal tx
If it is a system risk control account caused by bad operations such as brushing points, customers can only wait patiently for the end of system risk control before reopening. Generally, the system will be re-evaluated every other month or so, and only when the comprehensive evaluation of the system reaches the standard can it be restored.
If there is no violation, tx
During operation, the system suspects tx.
If the flower shop is closed, customers can complain and submit the latest transaction details. After the complaint is successful, the flower shop should reopen soon.