The interest is about thirty thousand yuan. If you borrow RMB 654.38+ 10,000 from the auction loan, the auction loan official will charge a service fee of 654.38+06%, which means you need to deduct about RMB 654.38+0600 immediately. The actual amount of your loan is 98.400 yuan. If it is repaid in 654.38+02 months, the total annual interest rate is about 30%, which is yours. The monthly interest rate of the loan in the previous year was 0.83%. In this way, the monthly interest of your 6,543,800 yuan loan is 2,500 yuan. Every loan will have a certain handling fee and value-added service fee. Suppose you are borrowing for the first time, the service fee you should pay is charged at 5% of the principal, and the value-added service fee is charged at 10% of the principal.

1. The comprehensive annualized interest rate of the auction loan platform is between 9%- 15.4%. If the minimum annualized interest rate is 9%, it is estimated that after the auction loan is repaid for three years, the user will have to pay interest of10× 9 %× 3 = 27,000 yuan. Plus the principal, it needs to be repaid with interest10+2.7 =127,000 yuan. Tip: However, the specific loan interest rate should be subject to the final system review, because the annual loan interest rate is related to the loan amount, loan term and credit qualification of loan users. If users want low loan interest rate, I suggest you improve your credit qualification.

2. Here is a loan for you: a simple and popular understanding of a loan (e-IOU credit loan) is to borrow money with interest. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

3. The "three principles" refer to safety, liquidity and efficiency, and are the fundamental principles of commercial banks' loan operation. Article 4 of People's Republic of China (PRC) Commercial Bank Law stipulates: "Commercial banks should operate independently, bear their own risks, be responsible for their own profits and losses, and be self-disciplined, and take safety, liquidity and efficiency as their operating principles." 1, loan security is the primary problem faced by commercial banks; 2. Liquidity refers to the ability to recover the loan within a predetermined period or realize it quickly without loss of land, so as to meet the needs of customers to withdraw deposits at any time; 3. Efficiency is the basis of sustainable operation of banks.