Cai Ke [2022]No. 1 10
Provinces, autonomous regions, municipalities directly under the central government and cities under separate state planning, finance departments (bureaus), education departments (bureaus, education committees), Finance Bureau and Education Bureau of Xinjiang Production and Construction Corps, Shanghai headquarters, branches and business management departments of China People's Bank, city center branches of provincial capitals, sub-provincial city center branches, banking supervision sub-bureaus, institutions affiliated to central departments, and relevant banking financial institutions:
In order to help graduates from poor families to alleviate the employment pressure and support the employment service for college graduates, with the approval of the State Council, the interest-free repayment of national student loans in 2023 is hereby notified as follows:
First, the loan students who graduated in 2023 and previous years will be exempted from the interest on the national student loan that should be repaid in 2023. According to the national student loan discount policy, the exempted interest is borne by the central government and local governments respectively.
Two. The principal of the national student loan that the loan students who graduated in 2023 or before should repay in 2023 can be postponed for one year after the loan students apply independently. There is no penalty interest or compound interest on deferred loans, and the risk classification will not be lowered temporarily.
Three, the national student loan undertaking bank shall submit credit information according to the adjusted loan arrangement, and the information submitted shall be adjusted. If the student fails to repay the loan in time due to the COVID-19 epidemic, the loan undertaking bank will determine that the relevant overdue loans are not submitted as overdue records, and adjust the submitted loans.
Matters not covered in this notice shall be implemented according to the current relevant policies.
Banking Regulatory Commission of China People's Bank of Ministry of Finance
May 26(th), 2023
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