You can consult the lender directly. The Interim Measures for the Administration of Personal Loans has corresponding provisions: Article 31 If the lender is entrusted to pay, the lender shall require the borrower to apply for payment when using the loan, and authorize the lender to pay the loan funds in the way agreed in the contract. The lender shall examine whether the relevant transaction materials and vouchers of the borrower meet the conditions agreed in the contract before the loan funds are issued, and record the relevant details after payment. After the entrusted payment is completed, the lender shall record the flow of funds in detail and collect and keep relevant vouchers.

You can sign for the loan with your ID card, and all departments of bank outlets can inquire or open online banking. You can also check the loan through online banking, and the customer service phone of the bank can also check it, but this method can only get the information of a single loan balance, and you can't know the monthly repayment situation before and after.

Repayment method:

(1) Matching principal and interest repayment method: that is, the sum of loan principal and interest is repaid by monthly matching repayment. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. In this way, the monthly repayment amount is the same;

(2) Equal principal repayment: a repayment method in which the borrower distributes the loan amount to each installment (month) evenly throughout the repayment period and pays off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month;

(3) Paying interest and principal on a monthly basis: that is, the borrower repays the loan principal in one lump sum on the loan maturity date (applicable to loans with a term of less than one year (including one year)), and the loan bears interest on a daily basis and the interest is repaid on a monthly basis;

(4) Repaying part of the loan in advance: that is, the borrower can repay part of the loan amount in advance when applying to the bank, which is generally an integer multiple of 65,438+0,000 or 65,438+0,000. After repayment, the lending bank will issue a new repayment plan, in which the repayment amount and repayment period change, but the repayment method remains unchanged, and the new repayment period shall not exceed the original loan period.

(5) Repayment of all loans in advance: that is, the borrower can repay all the loan amount in advance when applying to the bank, and the loan bank will terminate the borrower's loan at this time after repayment and handle the corresponding cancellation procedures.

(6) Pay back as you borrow: the interest after borrowing is calculated on a daily basis, and the interest is calculated on a daily basis. You can pay the money in one lump sum at any time without paying a fine.