(1) The information communication channel is established between the buyer and the seller. The buyer understands the overall situation and property rights of the house and requires the seller to provide legal documents, including the house ownership certificate, identity certificate and other documents.
(2) If the house provided by the seller is legal and can be traded on the market, the buyer can pay the house purchase deposit (paying the house purchase deposit is not a necessary procedure for the sale of commercial housing), and the buyer and the seller sign a house purchase contract (or house purchase contract). After the buyer and the seller reach an agreement on the location, property rights, transaction price, delivery time, delivery and property rights handling of the house through consultation, the two parties sign at least three copies of the house sales contract.
(3) Both the buyer and the seller apply to the real estate transaction management department for examination. After the buyer and the seller apply to the real estate management department, the management department should check the relevant documents, review the property rights, grant the transfer procedures to the houses that meet the listing conditions, refuse the application if there is no property right or some property rights without the written consent of other property rights, and prohibit the listing transaction.
(4), the deed. The real estate transaction management department shall, according to the property right status and the purchase object of the transaction house, report for examination and approval step by step according to the examination and approval authority set by the transaction department in advance, and then both parties to the transaction can go through the deed signing formalities. Now Beijing has cancelled the real estate sales contract in the transaction process, which is commonly known as the "white contract".
(5) Pay taxes and fees. The composition of taxes and fees is more complicated, depending on the nature of the transaction house. For example, the tax composition of housing reform, rebuilding and relocation, affordable housing and other commercial housing is different.
(6), handle the transfer of property rights. After the parties to the transaction have completed the registration of property right change in the real estate transaction management department, the transaction materials will be transferred to the issuing department, and the buyer will apply for a new property right certificate in the issuing department with the notice of receiving the house ownership certificate.
(7) For the buyer of the loan, after signing the house sales contract with the seller, both the buyer and the seller will go to the loan bank to go through the loan formalities. The bank will review the buyer's credit standing, evaluate the houses that both parties want to trade, determine the buyer's loan amount, and then approve the buyer's loan. After both parties complete the property right registration change and the buyer receives the house ownership certificate, the bank will issue the loan in one lump sum.
(8) After the buyer obtains the property ownership certificate, pays off all the house payment, and the seller delivers the house and settles all the property fees, all the second-hand house sales contracts of both parties are fulfilled.