The down payment of portfolio loan is related to the number of houses. If the house you buy is the first suite, the down payment ratio is 30% of the total value of the house; If the suite is a second suite, the down payment ratio is 60% of the total value of the house.

In addition, the consolidated loan interest is calculated according to their respective loan interest. In other words, the part of the provident fund loan is calculated according to the interest rate of the provident fund loan, and the part of the commercial loan is calculated according to the interest rate of the commercial loan. At the same time, applicants need to pay attention to the repayment dates of commercial loans and provident fund loans.