The discount on loans for civil trade and civilian products refers to the normal working capital loans obtained by designated production enterprises for ethnic trade and special ethnic goods (hereinafter referred to as the enterprises for civil trade and civilian products) from banking deposit-taking financial institutions. Those who meet the conditions prescribed in these Measures can get financial discount support. Banking deposit financial institutions mainly refer to commercial banks, policy banks and rural credit cooperatives.

Article 3 The work of discount interest on loans for civil trade and civilian products follows the principles of government guidance and market orientation.