1. The lender is a citizen of China with full capacity;
2. The lender has a stable income or a stable work unit and the ability to repay the loan;
3. The lender needs to provide bank running bills and water and gas bills for the next three months;
4. Other loan materials required by banks or lending institutions.
5. Rural hukou loan policy The basic condition for personal loans is to provide stable proof of address, housing lease contract, water and electricity bills, property management and other related materials;
6. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials; Provide stable proof of income source, bank statement, labor contract, etc.