1. What will happen if the loan of the rural credit cooperative is not repaid? 1. Consequences of not repaying the loan of the rural credit cooperatives: (1) There will be penalty interest. The penalty interest is calculated according to compound interest, that is, the longer the overdue time, the higher the penalty interest that the borrower needs to pay; (2) Personal credit is affected. The longer the time, the higher the amount and the greater the impact. Lending institutions are likely to lose loan approval because of the borrower's bad credit; (3) existence. If the repayment is still overdue after repeated urging by the credit union, the staff of the credit union can take the borrower to court and let the judgment auction the borrower's assets to repay the funds. 2. Legal basis: the crime of refusing to execute a judgment or ruling in Article 313 of the Criminal Law of People's Republic of China (PRC). If the people refuse to execute the judgment or ruling, if the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph. Second, what problems should be paid attention to when handling loans? 1. When applying for the loan amount, we must be moderate, fully consider the financial situation and financial habits of individuals and families, and avoid the situation that we can't afford it; 2. Keep a good credit record. Once the credit record is bad, it will directly affect the operability of the loan, and the bank will refuse to lend; 3. Provide real personal information to the bank when lending, cultivate a good sense of integrity from the beginning, do not provide false information, and notify the bank in time when personal information changes; 4. The loan applicant should have a stable source of income, willingness and ability to repay, and explain the purpose of the loan to the bank and provide relevant certification materials, such as purchasing real estate, production and operation turnover, decoration, etc.

Second, what are the consequences of loans overdue, a rural credit cooperative?

If a rural credit cooperative applies for a loan and fails to repay it within the time limit, it will generate a penalty interest. The penalty interest is calculated according to compound interest, that is, the longer the overdue period, the higher the penalty interest that the loan applicant needs to pay, and for those with weak repayment ability, further penalty interest will increase their repayment pressure;

Secondly, if the rural credit cooperatives do not repay, after the credit cooperatives have repeatedly urged repayment, the staff of the credit cooperatives can take the loan applicant to court and let the judgment auction the loan applicant's assets for repayment. Whether it is a mortgage loan or a credit loan, this can be implemented;

Moreover, if you apply for a loan from a credit union and don't pay it back, your personal credit will also be affected. The longer the time, the higher the amount and the greater the impact. In this way, it is very difficult for loan applicants to borrow again in the future. Borrowing institutions may refuse to provide mortgage loans because the credit of loan applicants is poor.

Third, what are the consequences of owing loans to rural credit cooperatives?

First, the loan owed to the rural credit cooperatives is not repaid.

1. Consequences of non-repayment of loans owed to rural credit cooperatives:

(1) generates penalty interest. The penalty interest is calculated according to compound interest, that is, the longer the overdue time, the higher the penalty interest that the borrower needs to pay;

(2) Personal credit is affected. The longer the time, the higher the amount and the greater the impact. Lending institutions are likely to lose loan approval because of the borrower's bad credit;

(If the loan is not repaid after repeated urging by the credit union, the staff of the credit union can take the borrower to court and let the judgment auction the borrower's assets to repay the funds.

Article 3 13 of the Criminal Code of People's Republic of China (PRC).

The crime of refusing to execute a judgment or ruling is enforceable. If the circumstances are serious, the offender shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also be sentenced to fixed-term imprisonment of not less than three years but not more than seven years.

If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other personnel shall be punished in accordance with the provisions of the preceding paragraph.

Second, what problems should be paid attention to when handling loans?

1. When applying for the loan amount, we must be moderate, fully consider the financial situation and financial habits of individuals and families, and avoid the inability to repay;

2. Keep a good credit record. Once the credit record is bad, it will directly affect the operability of the loan and be rejected by the bank.

3. Provide real personal information to the bank when lending, cultivate a good sense of integrity from the beginning, do not provide false information, and notify the bank in time when personal information changes;

4. The loan applicant should have a stable income, and at the same time explain the purpose of the loan and provide relevant supporting materials, such as purchasing real estate, production and operation turnover, decoration, etc.

4. What are the consequences of owing loans to rural credit cooperatives?

If you don't pay it back, the credit union won't want it. You live a happy life, buy a car and a house. Deposit in someone else's name There are many people here who don't pay back the money.