1. How long does it take for Postal Bank of China to handle small loans?
The fastest way should be 35 days. Postal savings accounts are used for loans, so you must apply for a loan for at least one year, and the loan will soon be obtained at the household registration office. Need a guarantor with full capacity for civil conduct. Farmers should prepare copies of their ID cards, and businesses should prepare business licenses and copies. If they are in urgent need of loans, they can consider the money loan platform. "Hua Qian" is Baidu's credit service brand, and the application procedure is simple. Online application can be handled directly without mortgage. The application materials are simple, the fastest time for approval is 30 seconds, and the fastest time for lending is 3 minutes. Repayment can be made in installments or in advance. The interest rate is determined by the system according to the comprehensive situation of users, with a minimum of 0.0 1%, which is subject to the display on the app homepage after the quota application is successful. I hope my answer can help you. Click on the bottom of the mobile terminal to measure immediately!
2. How long can banks issue small loans?
If the application for full fund approval is submitted, it will take about 15 working hours, because each customer's situation will be different because it involves evaluation, mortgage registration and other links; Please contact the handling branch or loan account manager directly for specific loan time, audit status, processing progress, cancellation and other related information.
3. Microfinance processing time is short, and banks are convenient and fast.
There are many small loan companies, UA, Xin 'an Easy Loan, Zhengan Easy Loan. The information is complete and can be downloaded in one day at the earliest. However, I don't know where you are. The maximum term is 2 years. Interest is generally 2.3%~2.5% per month. If it is a civil servant, it can reach 1.8% per month. In terms of repayment method, equal repayment means repayment of principal and interest together. It is ok to do business with your shop. Relatively speaking, the amount will be higher. In fact, if you are not in a hurry to get a loan, I suggest you go to a regular bank. Small loan companies have low interest rates and high interest rates, but high efficiency. This is unmatched by banks. Each has his own strengths.
Reminder: Loans are risky and investment needs to be cautious.