Spread out completely
The interest rate of the loan is related to the life of your loan, and the longest interest rate can reach 10 year. The loan is 3 years, the loan interest rate is 5.94%, the loan interest rate is 6.336% for 5 years, and the interest rate will be adjusted from July 7, 201year, and the loan interest rate for more than 5 years is 7.05%. I want to rent a shop network editor to provide it. I hope it will help you.
2. What is the down payment for buying a shop?
The down payment ratio for buying a shop is generally 50%. The term of mortgage loan for individual shops provided by banks shall not exceed 10 years at the longest. If you buy a first-hand shop, you can borrow more than 50% of the contract price. But if you buy a second-hand shop, you can borrow 50% of its evaluation price. What questions should I ask when buying a house? 1, five certificates and state-owned land use right certificate; Construction land planning permit; Construction project planning permit; Construction permit for construction project; Commercial housing sales license. 2. When asking about the sales method, the salesperson should be asked to clearly answer whether to sell according to the construction area or according to the interior construction area; 3. Ask about the specific price and the average price of this project; 4. Ask about the check-in time, whether you can get the construction project completion acceptance record form, the technical report on the measured area of commercial housing, the residential quality guarantee and the residential instruction manual when you check in; 5. Ask about the check-in conditions and whether the water, electricity, telephone and closed-circuit monitoring system can be used normally when checking in. Legal basis: Article 367 of the Civil Law of People's Republic of China (PRC) establishes the right of abode, and the parties concerned shall conclude a right of abode contract in writing. A residence contract generally includes the following clauses: (1) the name and domicile of the parties; (2) the domicile; (3) living conditions and requirements; (four) the duration of the right of residence; (5) Methods for resolving disputes.
3. What is the down payment ratio of store loans?
Shops are commercial loans, and general commercial loans have a down payment of 50%.
4. What is the down payment ratio of Nantong Store loan?
Down payment ratio of real estate: the average price drops slightly 18000 or so, and the down payment is 30%. Now the down payment can be divided into: 1. Take the first suite as an example, the minimum down payment for a new house with a purchase area of not more than 90 square meters can reach 20%; 2. In the case of the second suite, the minimum down payment for purchasing the property is 60%; 3. In the case of three suites, the bank that needs a loan may not approve the loan according to the house price; 4. In other cases, the minimum down payment is 30%.