1. There will be problems with the credit record, and the loan will be greatly affected in the future.

The court will order you to repay the loan. If you can't return it, Ping An can apply for compulsory execution and execute your other property to return the loan.

Basically, both situations are possible!

15000 is not much money every month! How can you not return it! That's a high interest rate, and if it's overdue, the liquidated damages will be high. I suggest you make up the money and pay it back quickly!

I hope it helps!