What is Alibaba Credit Loan? This is its true face! In recent years, credit loans have exploded in our country, and many people have begun to apply for such loans. Some friends who are not familiar with the credit industry asked this question: What is Ali Credit Loan. Here I will give you a detailed introduction. Alibaba Credit Loan is a loan product provided by Alibaba to its member companies. It mainly helps companies carry out daily production and operations. The Ant Financial loan that everyone often hears about is the ordinary user version of Alibaba Credit Loan. Today I will mainly introduce to you the online merchant loan among Alibaba credit loans. Online merchant loans are divided into express version and standard version. The maximum loan limit of the express version is 500,000 yuan. You can apply completely online and the funds will arrive in your account in as fast as 3 minutes. The maximum loan amount of the standard version is 2 million yuan. After applying online, staff will come to provide service and the processing time is about 1-2 weeks. As an Alibaba credit loan, Wangshangdai does not require any mortgage or guarantee. The interest rate will be determined based on the actual situation of the borrower. The specific classification is as follows: 1. The daily interest rate for paid members of Alibaba International Station is between; 2. Alibaba International Station The daily interest rate for free members is between; 3. The daily interest rate for Yidatong members is between. If you want to apply for an online merchant loan in Alibaba Credit Loans, you need to meet the following basic conditions: 1. Aged between 15-65 years old, and be the person in charge of a relevant member unit of Alibaba; 2. The company has been registered for more than 1 year (If you want to apply for the standard version, you must be a paid member of the International Station for more than 1 year) 3. You must be a paid member of the Alibaba International Station, an online merchant loan renewal member or a One-touch member (the standard version requires the annual sales of the borrower's unit More than 10 million yuan). The above is the relevant content about the online merchant loan in Ali Credit Loan. I hope it can be helpful to everyone. For more exciting information related to Ali Credit Loan, please click to follow the Ali Credit Loan topic to get more professional loan market information!