People who meet the preferential conditions of policies can apply for discount loans.
2. What are the conditions for handling discount loans for personal consumption cars of BOC?
Conditions for handling discount car loans for personal consumption: 1 aged 18 years old, a natural person with full capacity for civil conduct, valid identity documents meeting regulatory requirements and a fixed detailed address. 2. People's Republic of China (PRC) citizens with permanent residence in China, or Hong Kong, Macao and Taiwan residents and foreigners who have lived in People's Republic of China (PRC) for more than 1 year (including 1 year) and own their own property in the place where the loan is applied. 3. Personal legal assets with sustained and stable legal income or full repayment of loan principal and interest, and the ability and willingness to repay loan principal and interest on schedule. 4. Personal credit status is good, and there is no bad credit record in our bank and peers. 5. Being able to pay the down payment for car purchase that meets the limits set by laws, regulations, regulatory provisions and these Measures. 6. Provide effective guarantee recognized by the lender. 7. The purpose of the loan is clear and legal, and it can provide a car purchase contract, agreement or letter of intent recognized by the lender. You need to open a deposit account in our bank before you apply for a loan. 9. If entrusted payment is adopted, the borrower shall provide effective counterparty account information, etc. To meet the conditions of independent payment, you need to submit personal account information. 10. Comply with laws, regulations, regulatory requirements and other conditions stipulated by the lender. Due to differences in business in individual regions, please contact the nearest Bank of China for details. The above contents are for your reference. Please refer to the actual business regulations. If you have any questions, please contact online customer service of Bank of China. You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
Three. Introduction of China Bank's discount loan for personal consumption cars.
"Car loan treasure? "Red envelope loan" (that is, an automobile loan manufacturer or automobile dealer jointly launched by a bank and a cooperative automobile manufacturer or automobile dealer (hereinafter referred to as the "partner") gives preferential treatment to automobile customers who apply for automobile consumption loans from the bank, giving real preferential treatment and high value-added services.
Please refer to the announcement of Bank of China in official website for the above business changes.
If in doubt, please consult the online customer service of Bank of China to handle related business.