I query credit report.
If an individual inquires about a credit report at the inquiry point, he/she shall provide the original of his/her valid identity document for inspection, fill in the Application Form for Inquiring about Personal Credit Report, and keep a copy of his/her valid identity document for future reference.
Valid identification documents include: ID card (the second-generation ID card must be copied on both sides), military officer's card, soldier's card, passport, Hong Kong and Macao residents' pass to and from the mainland, Taiwan Province compatriots' pass to and from the mainland, and foreigner's residence permit.
Second, entrust others to inquire about credit reports.
Where an agent inquires about a personal credit report at the inquiry point, the agent shall provide the original valid identity documents of the principal and the agent and the notarized power of attorney for inspection, fill in the Application Form for Inquiring about Personal Credit Report, and keep copies of the valid identity documents of the principal and the agent and the notarized power of attorney for future reference.
In other words, no matter whether I entrust others or not, the valid certificate needs the original, so temporary id card can't make a credit inquiry in the People's Bank of China.
Extended data:
I. Sources of credit information
Credit institutions collect information from sources of credit information. Specifically, credit information mainly comes from the following two types of institutions:
An institution that provides credit business. Mainly commercial banks, rural credit cooperatives, small loan companies and other specialized institutions that provide credit business.
Other institutions. Including individual housing provident fund center, individual pension insurance and other institutions.
In addition, some of the above institutions also provide basic information such as personal address and contact information, which are provided to these institutions by individuals when handling business.
Second, the content of personal credit report display
1. Personal basic information: including personal identity information, residence information, occupation information, etc.
2. Credit transaction information: including personal credit card, loan, guarantee information for others.
3. Annotate information
4. I announce the information. My statement is the explanation made by the customer on the information in my credit report, and the credit center is not responsible for the authenticity of my statement.
5, query records
China People's Bank Credit Information Center-i query Credit Information Reporting Process.