1. Nanchang provident fund loan ceiling 1. If you buy a house in the urban area, the maximum loan ceiling is adjusted to 500,000 yuan, and if you buy ordinary housing, it is adjusted to 600,000 yuan. 2. In Nanchang County, Xinjian County and Wanli District, the maximum loan amount is adjusted to 400,000 yuan, and for ordinary houses, the maximum loan amount is adjusted to 450,000 yuan. 3. In Anyi County and Jinxian County, the maximum loan amount is adjusted to 300,000 yuan, and for ordinary houses, it is adjusted to 350,000 yuan. Two, Nanchang housing provident fund loan interest rate within five years (including five years) down by 0.20 percentage points, from 4.20% to 4.00%; After five years, it will be lowered by 0.20 percentage points, from 4.70% to 4.50%.

Second, please help me with the upper limit of the provident fund loan amount.

Recently, the news that the amount of provident fund loans has increased has been reported in many places across the country. The reporter learned from the Guangzhou Housing Provident Fund Management Center that the amount of local provident fund loans in Guangzhou has not been raised, and it is still "the maximum loan amount for one person to apply for housing provident fund loans is 500,000 yuan, and the maximum loan amount for two or more people to apply for housing provident fund loans is 800,000 yuan". Previously, many cities have adjusted their provident fund policies, and recently Nanchong, Wuhan and other places have also adjusted their provident funds. "At present, we have not received any news about adjusting this quota." The relevant person in charge of Guangzhou Provident Fund Center said that if there is any change in the policy, it needs to be approved by the management committee. "The management committee meeting will be held as early as early as next month. If there is any change, we will know at that time. " He also stressed that since February 25, 20 1 1, there has been no change in the regulation policy of housing provident fund loans. The minimum down payment for the first suite is still 20%, the minimum down payment for the second suite is 60%, and the interest rate rises 10%. Three or more provident fund mortgages will be suspended.

3. Hainan increases the personal loan amount of housing provident fund. What is the maximum loan amount?

Hainan has increased the personal loan amount of housing provident fund, with a maximum loan of 654.38+0 million.

Hainan Daily reporter learned from the Provincial Housing Provident Fund Administration in August 18 that starting from August 20th, Hainan Province will adjust the housing provident fund and raise the maximum amount of individual housing loans from the housing provident fund.

1. Buy a new owner-occupied house. Both husband and wife of the borrower are present, and the maximum loan amount is 6,543,800 yuan; The borrower only unilaterally deposited RMB 0,000 in our province.

2. Buy second-hand self-occupied housing. Both husband and wife of the borrower have paid housing provident fund in our province, and the maximum loan amount is 700,000 yuan, which is the highest loan.

3. Construction (renovation) of owner-occupied housing. For families where both husband and wife of the borrower have paid housing provident fund in our province, the maximum loan amount is 400,000 yuan; The maximum loan amount is 200,000 yuan.

4, overhaul occupied housing. Both husband and wife of the borrower have paid housing provident fund in our province, with a maximum loan amount of 200,000 yuan; If the borrower only deposits unilaterally in our province, the maximum loan amount is 654.38+10,000 yuan.

5. Employees who have paid housing provident fund outside the province purchase housing in this province. If the borrower's husband and wife or the borrower only unilaterally accumulate funds, they can purchase new or second-hand self-occupied housing in our province to apply for housing provident fund loans (hereinafter referred to as off-site loans), and the maximum loan amount shall be implemented with reference to 60% of the above-mentioned maximum loan types.

6. Implement the maximum loan amount of the borrower's housing transfer fund; Borrowers who deposit housing provident fund outside the province shall refer to the maximum amount of loans in different places. The same amount may exceed the original balance of commercial loans.

Extended data:

Benefits of increasing the maximum loan amount:

Reportedly, after raising the maximum amount of housing provident fund personal housing loans, just-needed buyers can save a lot of loan interest expenses.

Taking the purchase of the first set of newly-built self-occupied housing as an example, the maximum amount of personal housing loan of housing provident fund has been raised to 6,543,800 yuan, which can be fixed for 30 years with equal principal and interest compared with housing mortgage loan of commercial banks, effectively reducing the borrower's burden of buying a house.