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Can small loan companies collect money directly?
Call the police to handle small loan collection. Generally speaking, this collection method is aimed at users who have overdue repayment, or it is a legal, reasonable and compliant collection method. However, if the collection is too frequent, the parties can complain first and then call the police. Frequent collection will affect the daily life of debtors to some extent.

legal ground

Article 214 Conditions for Applying for a Payment Order If the creditor requests the debtor to pay money or securities, it may apply to the grassroots people's court with jurisdiction for a payment order if the following conditions are met: (1) There is no other debt dispute between the creditor and the debtor; (2) Payment orders can be served on the debtor. The application shall specify the amount of money or securities required and the facts and evidence on which it is based.