2. The centralized quotation and release mechanism of loan preferential interest rate is that on the basis of the quotation bank's independent quotation of its loan preferential interest rate, the publisher is designated to calculate the weighted average quotation, and the average interest rate quoted by the quotation bank's loan preferential interest rate is formed and announced to the public.
At the initial stage of operation, the preferential loan interest rate of 1 year was announced to the public. On October 25th, 20 13, 10, the centralized quotation and release mechanism in the preferential loan interest rate was officially put into operation, and the preferential one-year loan interest rate on the first day was 5.7 1%.
3. The bank interest rate represents the ratio of the interest amount to the principal in a certain period, usually expressed as a percentage, which is called the annual interest rate calculated by the annual zhi.
The calculation formula is: interest rate = interest amount ÷ principal ÷ time × 100%. The purpose of adding x 100% is to convert the number into a percentage, which means the same as multiplying by 1. You don't need to add it in the calculation, just remember it. Generally speaking, interest rates are expressed in different ways according to the term standard of measurement: annual interest rate, monthly interest rate and daily interest rate.