How much is the down payment for buying a house? 1. Rules for buying a first home: According to national policies, if it is the first home, the down payment must not be less than 30%, such as a house worth one million. The down payment must be three hundred thousand.

2. Down payment calculation: Although according to the rules, only 30% of the price is required, loan is a problem. For example, for a house worth one million yuan, if you use a provident fund loan, the couple can get a loan of 450,000 yuan, and the rest must be paid as a down payment. In other words, one million yuan - 40,000 to 50,000 yuan = 550,000 yuan, which means a down payment of 550,000 yuan. Yuan.

If it is a commercial loan, then you also need to consider your financial situation and your ability to repay, plus the total amount of your mortgage, and the rest is your down payment.

3. The down payment for buying a second house is relatively high: If it is a second house (calculated by family), the down payment ratio cannot be less than 50%. For example, for a house worth one million, the down payment must be It is one million, 50%=500,000.

What should you pay attention to when buying a house for the first time? 1. Many developers will offer several-to-one discounts on how much deposit is required. Some developers will still refund the deposit, but there are many reasons. Therefore, if you pay a deposit, you must understand clearly that Chinese language is a very complex language. Although "ding" and "ding" have similar meanings, they are also very different. So distinguish the difference and avoid falling into traps! 2. Everything about the property can be found online! Or go to Sohu’s Focus and search to see if the developer and property have any rights protection stickers! There are even some videos. Avoid buying properties from unscrupulous developers!

3. Look at five certificates: Developers must have five certificates before they can sell a house! Five certificates including "Commercial Housing Sales (Pre-sale) License"; "Building Project Construction Permit"; "Building Project Planning Permit"; "State-owned Land Use Certificate" and "Building Land Planning Permit". Therefore, when buying a house, you must make corresponding preparations so that it can be more convenient when buying a house. Buying a house is a big deal. Before buying a house, you can go to other places to look around and learn more about it before making a decision.

The above is the total amount of the down payment for buying a house and what you should pay attention to when buying a house for the first time. It can be used as a reference for buying a house. I hope it will be helpful to you who want to buy a house.