When many friends apply for loans, they feel that they are being made difficult everywhere. So, how to get a loan is the easiest? In fact, there are many loan platforms on the market with low thresholds, and you can borrow money in a few minutes. This paper introduces several such platforms. 1.JD.COM Gold Bar JD.COM Gold Bar is a personal small loan product under Jingdong Finance, and you can apply online without providing any mortgage or guarantee items. After the user submits the loan application, there will be a special person to review it 24 hours a day. After approval, the loan will be received within 5 minutes at the earliest. 2.E-loan E-loan is an online personal consumption credit loan under China Merchants Bank. In fact, it is essentially a credit loan of China Merchants Bank Credit Card. If you occupy the credit card limit, you can shop or withdraw cash. To apply for e-loan, users need to hold a credit card of China Merchants Bank. At present, the maximum amount of e-loan application is 300,000, and the longest installment time is 36. 3. E-Pay E-Pay is a personal consumption loan under the Yin Bei Consumer Finance Company. It does not require the lender to provide any collateral, and the threshold for applying for a loan is low, and the required materials are very simple. Lenders can apply for loans by providing ID numbers and mobile phone numbers that have been used for more than half a year. 4. Micro-loan Micro-loan is a small loan product under Weizhong Bank, the first online bank. Users don't need to download the APP, open WeChat, and click on the wallet to find the loan entrance of micro-loan. At present, micro-loans adopt the white list invitation system, which requires users to pay more than 650 points for WeChat before they can be opened. 5. Doudou Qian Doudou Qian is a small loan product under WeChat Group, which was launched on 20 16. In credit products, it is also a small loan software favored by users. If the sesame credit score reaches 550 or above, users can try to apply for a loan in Doudou Money, and the maximum amount they can apply for is 50,000 yuan.