For example, if you borrow money from China Merchants Bank, the process of querying personal loan repayment records in the popular version is as follows: after logging in, select one card-loan management-personal loan query-loan query-repayment query.

2. Where can I check the repayment details of commercial loans?

Details of commercial loan repayment can be found in the bank, including monthly repayment amount, repayment account number, date and remaining repayment schedule.

3. How to inquire about the amount of commercial loans

Question 1: How to inquire about the balance of commercial loans There are three ways to inquire about the balance of loans: first, monthly bills; 2. I hold my ID card to check with the loan business department of the loan bank; 3. Inquire through online banking. When a non-person inquires about the loan balance, he can only inquire from online banking, provided that he knows the password of online banking. If it is not the lender himself and is not authorized, the bank will not provide any information of the lender for the protection of the lender's interests. And even if someone else goes to the bank with the lender's ID card to inquire about any information of the lender, it is estimated that it will not work.

Question 2: How to inquire about the balance of commercial loans If the personal housing loan handled by our bank has been issued, you can log in to mobile banking and online banking to inquire about your loan balance information.

The inquiry process of online banking public edition is as follows: Please go to cmbchina, the homepage of our bank, log in to Personal Banking Public Edition on the right (login with inquiry password), and click Loan Management-Personal Loan Inquiry-Loan Inquiry horizontally to view it.

Question 3: How to check the mortgage balance? Generally speaking, there are three inspection methods:

The first type: the lender can personally go to the loan department of the loan bank outlet with his ID card.

One of the biggest benefits of this is that the lender can not only inquire about the loan balance, but also ask the bank to help print the repayment schedule within one year after the inquiry, so that you can clearly understand the loan situation within one year.

The second type: query through online banking.

Lenders can check the loan balance without leaving home after opening online banking. Lenders can usually operate through the path of "personal loan"-"my loan"-"loan inquiry". This method is the simplest. Through online banking, you can not only query the loan balance, but also query the repayment records and other information.

The third type: through the bank customer service telephone inquiry.

Lenders can also call the customer service phone of the loan bank to inquire, but this method can only obtain the single information of the loan balance, and can't know the monthly repayment situation before and after.

Question 4: There are three ways to inquire about the mortgage balance: one is the monthly bill; 2. I hold my ID card to check with the loan business department of the loan bank; 3. Inquire through online banking. When a non-person inquires about the loan balance, he can only inquire from online banking, provided that he knows the password of online banking. If it is not the lender himself and is not authorized, the bank will not provide any information of the lender for the protection of the lender's interests. And even if someone else goes to the bank with the lender's ID card to inquire about any information of the lender, it is estimated that it will not work.

Question 5: How to inquire about the details of commercial loans is as follows:

The details of commercial mortgage loans are all in the computer system of the loan bank, but not online. If necessary, you can bring the loan contract and your ID card to the loan bank for enquiry.

If you tell me your loan amount, service life, contract interest rate (including discount) and the first repayment date, I can make one for you. If the data is accurate, the calculation accuracy is consistent with that of the bank.

Question 6: How to check the amount of bank loans? It will be shown on the repayment form sent to you by the bank every month.

Question 7: The easiest way to know how much personal loan ICBC has left is to call the customer service hotline 95588 of the work bank, and then transfer to manual service according to the prompt, so that the manual can help you inquire.

Question 8: How to check the amount of mortgage repayment is generally like this. At present, banks generally choose the repayment method of equal principal and interest. You can look at your loan contract. If the repayment method is equal principal and interest, the repayment is the same every month.

Question 9: How to calculate the purchase quota of personal commercial loans? Personal housing commercial loan is a kind of loan that China citizens apply to the bank for the purchase of commercial housing, and it is a self-operated loan issued by the bank with its credit funds. Specifically, a natural person with full capacity for civil conduct applies to the bank for a commercial housing loan as a loan repayment guarantee when purchasing a self-occupied house in a town in this city, with the purchased property housing (or other guarantee methods recognized by the bank) as collateral. Mortgage loan is a kind of commercial loan.

Personal housing commercial loans are self-operated loans issued by banks with their credit funds. Specifically, a natural person with full capacity for civil conduct applies to the bank for a commercial housing loan as a loan repayment guarantee when purchasing a self-occupied house in a town in this city, with the purchased property housing (or other guarantee methods recognized by the bank) as collateral. Mortgage loan is a kind of commercial loan. Personal housing commercial loan is a kind of loan that China citizens apply to the bank for the purchase of commercial housing. According to the relevant regulations of the bank, anyone who meets one of the following two conditions can apply for loan varieties: first, residents who participate in housing savings; Second, the house seller has an agreement with the loan bank, and the real estate guarantee enterprise provides guarantee to the bank for the residents' house purchase loan.

I. Application conditions

1, the identity is legal and valid. Identity card and residence booklet of this Municipality; Residents of other provinces and cities should provide household registration certificates or temporary residence permits provided by local household registration management departments in addition to ID cards and household registration books; Passports provided by foreigners; /kloc-Birth certificate or one-child certificate is required for children under 0/8 years old.

2, must have a stable and legitimate economic income, can provide the corresponding income and assets. Income certificate issued by the borrower's work unit, stamped with the company's personnel seal or official seal and a copy of the business license; Self-employed individuals, private individuals and private borrowers can provide copies of tax bills and business licenses for nearly three months; If the monthly income issued exceeds 2000 yuan, tax bills or other assets certificates (bank deposit certificates, securities, investment certificates, real estate, etc.). ) should be provided.

3. Natural persons with full capacity for civil conduct have no bad credit records.

4. Sign a valid purchase contract or purchase agreement with the seller.

5. Pay the down payment according to the specified proportion (generally not less than 30% of the total price of the purchased house) or deposit a deposit not less than the down payment in the loan bank.

6. Lender's age 18-65 years old, and different ages have different restrictions on the loan term.

7. Other conditions stipulated by the lending bank.

Provide materials

1. Copy of ID card of the loan applicant, spouse * * * borrower and property owner * * * * (temporary residence permit, passport, minor birth certificate or one-child certificate).

2. The borrower, spouse and * * * affix the personal seals of the borrower and the owner of the real estate.

3, the loan applicant, spouse, * * * and the borrower, property * * * copy of the household registration book.

4. Proof of the marital status of the lender (marriage certificate for married, single certificate for unmarried and divorce certificate for divorced).

5. Lender's income certificate.

6. One original of the house sales contract.

7. The deposit receipt signed by the seller mentioned in the sales contract.

8. Copy of the property right certificate of the house purchased.

Second, the loan amount

1. The maximum loan ratio for second-hand houses is 70% of the low value between the total purchase price and the appraised house price. The loan amount varies according to different banks, subject to the requirements of the lending bank.

2. The longest loan period is 30 years, and the borrower is no more than 65 years old for men and no more than 60 years old for women.

3. The loan interest rate shall be subject to the relevant provisions of the People's Bank of China.

Loan process

1. Go through the application procedures and prepare relevant loan materials.

2. Bank preliminary examination.

3. Buy insurance.

4. Bank comments.

5. Sign a housing mortgage loan contract.

6. Handle the transfer of house property rights with the seller.

7. The bank handles the mortgage registration procedures.

8. The trading center issues the certificate, the bank retrieves his right certificate, and the bank lends money.

Third, the repayment method

1. Matching principal and interest repayment method means that the borrower repays the loan principal and interest with the same amount every month, also known as matching principal and interest repayment method. It is characterized by the same monthly repayment of principal and interest, easy budgeting and reduced initial repayment pressure. However, the interest of the first repayment accounts for most of the monthly repayment, and it is beneficial to gradually increase the proportion of principal in repayment ...

Question 10: How to check the balance of housing loan and find the salesman who gave you the loan at that time? He will tell you, or call the bank you borrowed directly.

4. How to inquire about the repayment details of commercial loans?

1. Counter inquiry: The lender can bring his ID card and bank card to the bank counter for inquiry, and explain what needs to be inquired.

2.ATM inquiry: insert the bank card into the ATM, enter the password, and click on the mortgage inquiry to inquire about the balance and transaction details.

3. Online Banking Inquiry: Log in to Bank of official website, click Online Banking Login, and fill in the correct password to inquire about mortgage records.

4. Bank APP query: APP query is also convenient. Lenders can download the mobile APP of the loan bank, register an account and log in for inquiry.