Prepayment process: 1. The borrower needs to apply for repayment from Dingdang Loan three days in advance; 2. The borrower shall pay the outstanding principal and residual interest in advance within 15 days after obtaining the loan; 3. After the borrower obtains the loan 15 days, it shall pay the unpaid principal and interest and the penalty of 3% of the total loan in advance.

Today, with the increasing penetration of finance into people's lives, a good credit record will benefit people for life. At present, many banks have launched personal credit loans, relying only on credit without mortgage. This kind of timely and high-amount loan is very popular, but it requires high credit. People-enterprise loans remind some banks to grant hundreds of thousands of credit lines to individual customers with good credit. When you need money within this range, you only need to go through simple procedures. When personal economic difficulties occur, the borrower should take the initiative to negotiate with the bank and apply for extending the repayment period, that is, extending the repayment period or changing the repayment method.