360 IOUs are the choice of many people when they borrow money, while 360 IOUs mainly have two repayment methods, one is installment repayment, and the other is repayment with borrowing.

Second, the specific analysis

So, how many installments can 360 IOUs be divided into?

According to official information, 360 IOUs can be divided into 12 at most, and mainly into 3, 6 and 12 periods.

After installment payment, the system will automatically deduct the payment from the default bank card on the repayment date.

And you can also choose to repay in advance after installment.

There is no handling fee for prepayment, because the interest is calculated on a daily basis, so it will be calculated until the day you prepay.

As for the installment rate of 360 IOUs, it is mainly evaluated through a systematic review of borrowers.

And because different people have different qualifications, their respective rates will be different.

According to the official statement, the loan period of 65,438+0,000 yuan is 65,438+02 months, and the daily fee is 27 cents.

In other words, the rate of each issue 12 is about 0.8 1%, but the specific rate is subject to the approval result.

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3.360 how much can the average person borrow?

Between 5 million and 200 thousand.

The loan amount of 1 and 360 ranges from 5 million yuan to 200,000 yuan, and differentiated credit is given according to the comprehensive credit conditions of borrowers. The higher the borrower's comprehensive score, the higher the credit line will be. As long as the comprehensive qualification is good, the average person's loan line is likely to be no less than 1 10,000 yuan.

2. After obtaining a credit line of 360 IOUs, the borrower can borrow for many times, but the minimum amount of each loan cannot be lower than that of 500 yuan, and the maximum amount of a single loan will be evaluated by the system.

Note that every time you borrow money, you need to wait until the last loan is successful before you can continue.

If the available amount is fully borrowed, one of the loans needs to be paid off to restore the loan amount.