0.8325%, then the interest income of your three-month deposit is 0.8325% of the principal (excluding 5% profit and tax). Similarly, the one-year one-month time deposit is 3.33%, which is lower than the one-year deposit interest rate of 4. 14%. This is a variety that banks encourage depositors to save longer. If it is fixed for three months, it is 3.3%.
If this money is spare money, you can invest it for a longer time, such as buying savings bonds released on September 16! For a three-year period, the interest rate is higher than the deposit rate for the same period, and the interest tax is exempted.
The Ministry of Finance decided to issue the second phase of savings bonds in 2008 (electronic). The current national debt is a fixed-term product with a fixed interest rate of 3 years and an annual interest rate of 5.74%. The issuance period of the current national debt is from September 16 to 30, 2008 (normally issued on holidays), and the interest will be calculated on an annual basis from September 16, and the principal will be repaid on September 2010/day for the last time. The current national debt is issued to domestic China citizens, and the maximum purchase limit of each account in the current period is 3 million yuan; The current national debt starts at 100 yuan, and is sold, redeemed and handled in other businesses at an integer multiple of 100 yuan.
Proportion table of basic entrusted amount of each bank:
100 1 ICBC 37%, 1002 Agricultural Bank 9%, 1003 Bank of China 17%, 1004 China Construction Bank 22%,1004.